THE last two banks in the villages of Croston and Adlington are set to close.

After a review of the Royal Bank of Scotland branch network in England and Wales, a decision has been taken to close 54 branches in January, including the ones on Town Road, Croston and Market Place, Adlington.

Chorley MP Lindsay Hoyle, who lives in Adlington, has hit out at the bank bosses. He said: “These branches are a lifeline to the community to meet people and do their banking.

“This is unacceptable as RBS in their hour of need were supported by their customers but there is no similar loyalty to them.

“They say that people can use internet banking but not everyone can do that or want to.

“Not everyone have cars and they can get to the nearest branch.”

An RBS spokesperson said: “Customers of Royal Bank of Scotland in England and Wales will be able to use NatWest branches and local post offices for their everyday banking needs.

“We will now focus on investing in our Royal Bank network in England and Wales to make sure customers have a consistent range of products and services wherever they bank, be it Scotland, England or Wales.

“We are committed to ensuring our customers and communities are able to continue accessing quality banking services.

“We are writing to customers of affected branches to highlight the alternative ways to bank in their area. Royal Bank of Scotland customers can now use NatWest branches for their everyday banking, such as withdrawing cash, checking balances or paying in (and vice versa).

“Additionally, personal and business customers will be able to access a range of services at either a Royal Bank of Scotland or NatWest branch, including payments, international services, account detail changes and mandates.

“In order to support our Royal Bank of Scotland customers with these services and their banking needs, we will have RBS colleagues in NatWest branches to offer assistance.

“We know that not all of our customers are comfortable or familiar with using online or mobile banking, so we have a specialist taskforce of TechXperts who will be dedicated to supporting our customers with training and support with digital skills.”